Ripple Wallet Сompliance

Ripple Wallet aligns with the principles of the Ripple blockchain by offering users a secure, transparent, and consistent experience. We maintain best practices for compliance and stability, without compromising user control or privacy.

Documentation

1. Network Compatibility

Ripple Wallet is designed to work natively with the XRP Ledger (XRPL), following the technical standards and best practices established by the Ripple protocol. It does not introduce custom transaction types or operate through proprietary gateways. This ensures compatibility with the broader Ripple ecosystem and preserves expected behavior for users and developers alike.

We continuously monitor protocol updates and changes to XRPL to ensure full compatibility with new transaction types, amendments, and consensus rules. Whenever a new feature is introduced to the ledger—such as hooks, NFT support, or new flags—Ripple Wallet evaluates and selectively implements support in a way that maintains user safety and system stability.

The wallet uses a lightweight and direct connection to public Ripple nodes or user-specified infrastructure, without relying on third-party relays or services. This allows the wallet to offer predictable results while preserving the decentralized and peer-to-peer ethos of the XRPL network.

All transaction signing is done locally, and raw transactions are formatted using canonical XRPL fields. We do not abstract away important details, allowing advanced users to remain aware of the exact contents of every operation.

2. Transaction Transparency

All transactions broadcast from Ripple Wallet are published immutably on the XRP Ledger, which is globally accessible and verifiable. We do not introduce batching, obfuscation, or aggregation techniques that would conceal transaction origin, delay timing, or affect traceability.

Each transaction shown in the wallet—whether a payment, trustline adjustment, or account setting change—is presented in its raw form prior to confirmation. This ensures that users are fully aware of the fees, sequence number, and destination involved before authorizing any action.

Ripple Wallet also includes a direct link to the transaction’s public hash via a block explorer, giving users immediate access to audit and verify on-chain activity. For advanced users, all low-level transaction JSON structures can be exported, inspected, and even broadcast via alternate clients if needed.

This approach respects the transparency principle of the XRP Ledger while ensuring users retain full autonomy in transaction creation and inspection.

3. No Custody of Funds

Ripple Wallet is 100% non-custodial. At no point does it hold, access, transmit, or control users’ secret keys, mnemonic phrases, or assets. The wallet operates entirely on the user’s device, and all critical cryptographic operations are performed locally.

Private keys are never uploaded, synced, or stored externally. Users are responsible for generating, backing up, and protecting their access credentials. We do not provide recovery services or key storage options—by design.

This model not only aligns with decentralized financial principles but also protects users from custodial risk, platform insolvency, and centralized compromise. In practice, it means that if Ripple Wallet software were to disappear tomorrow, users would still retain full access to their funds through any XRPL-compatible tool using the same secret or mnemonic.

Additionally, the wallet does not collect account metadata, balances, or history unless explicitly queried by the user. This ensures that wallet activity remains as private and locally contained as possible.

4. Wallet Integrity

Security and authenticity are critical to trust. Ripple Wallet publishes all downloadable software with SHA256 checksums and cryptographic signatures to ensure end-users can verify they are receiving unaltered builds.

Before installation, users are encouraged to verify both the checksum and digital signature of their download to confirm it matches the official release. This process protects against common supply-chain attacks or third-party tampering.

All development occurs in public repositories, with every code change auditable. There are no closed or proprietary components. We do not bundle hidden telemetry, ads, or analytic modules. Even optional update checkers can be disabled for full control.

We further avoid dependencies with unknown or unverifiable provenance. Where possible, cryptographic libraries and signing mechanisms are standard, transparent, and well-tested in production blockchain environments.

The result is a wallet that not only functions as expected but whose code and security profile can be publicly reviewed and trusted.

5. Open Development

Ripple Wallet is developed by independent contributors committed to transparency, protocol alignment, and user control. Our approach is open-source from end to end: the code, documentation, issue tracking, and build process are all fully public.

We do not introduce speculative features that conflict with XRPL consensus rules or depend on centralization. Features are added only after peer discussion, testing, and consensus among maintainers. Community feedback drives the roadmap, and new pull requests are subject to review by multiple maintainers.

Any bugs, vulnerabilities, or inconsistencies discovered in the wallet or upstream libraries are disclosed responsibly. We follow best practices for version control, dependency locking, and reproducible builds.

The community can fork, audit, and independently compile the wallet at any time. There are no vendor lock-ins, proprietary APIs, or artificial access restrictions. Users and developers alike remain empowered to use, extend, or redistribute the software freely, in the spirit of open financial tools.